Voluntary insurance products are a great way to offer employees additional financial protection. Voya Employee Benefits offers innovative product solutions that are flexible for employers, easy for administrators and attractive for employees. Each of our voluntary insurance products can be customized to fit your benefit plan strategy.

Accident Insurance

A limited benefit policy1

  • Pays benefits for specific events resulting from a covered accident.
  • Several benefit levels available.
  • Optional spouse, domestic partner or dependent children coverage available.2
  • Employers may choose to add additional benefits such as: catastrophic accident, off job accident disability income, wellness benefit and accidental death and dismemberment.2

Critical Illness/Specified Disease Insurance

A limited benefit policy1

  • Pays a lump sum benefit if the covered employee, spouse or child2 is diagnosed with a covered illness or condition. This helps protect against the financial impact of a serious illness.
  • Flexible benefit designs allow employers to create plans suited for their employee populations.
  • Employers may choose to add additional benefits such as: restoration of benefits, wellness benefit or recurrence.

Hospital Confinement Indemnity Insurance

A limited benefit policy1,2

  • Pays a daily benefit based on the number of days a covered employee, spouse or child2 spends in a hospital, critical care unit or rehabilitation center.
  • A variety of benefit levels are available so the employer may select what works best for their employees.
  • Employers may choose to add additional coverages such as: wellness benefit, diagnostic test benefit and accident benefit.

Contact your local Voya Employee Benefits sales representative for more information.

Voya Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Home and Administration Office: Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Home Office: Woodbury, NY. Administration Office: Minneapolis, MN). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies.  Product availability and specific provisions may vary by state.

1This is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

2Availability may vary by product and state