Disability Income Insurance

Disability income coverage provides benefits if employees become disabled1 and cannot work because of an illness or injury. In addition, it offers a wide variety of support and resources to help customers regain health and work ability.

For example, disability income insurance can help:

  • Protect income
  • Fill the gap between income and expenses
  • And ultimately maintain quality of life

At Voya™ Employee Benefits, getting people back to health and back to work are the goals we work towards and the outcomes we achieve as part of the disability income insurance products we offer. If covered persons become disabled, we find the best and most appropriate care to get them on the road to recovery.

Voya Employee Benefits offers a diverse line of disability income insurance products and disability management services on a traditional (employer-paid) and voluntary (employee-paid) basis.

Our approach is to provide income protection and case management through a team effort that includes our claim specialists and rehabilitation experts, health care providers and employer representatives to achieve a timely return to work.

1 As defined by the employer's plan

Voya™ Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya™ family of companies. Product availability and specific provisions may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.