Disability Income Management

At Voya™ Employee Benefits, our Managed Disability program uses an objective process to determine eligibility for benefits under specific disability income plans. We obtain medical data from doctors to evaluate individual situations. From there, we promptly process substantiated disability claims, and determine the appropriate length of absence, based on a person's functional capabilities and occupational requirements. We then provide access to case management services through the treatment and rehabilitation process, based on specific needs. Our focus is on abilities and, ultimately, a return to work.

Voya™ Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya™ family of companies. Product availability and specific provisions may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.