Personal Accident Insurance (PAI)

Personal Accident Insurance can cover certain unpredictable events no matter when they happen. Voya™ Employee Benefits offers flexible, stand-alone Personal Accident Insurance coverage for a covered accident. An array of additional benefits is available to customize a PAI plan to best suit the needs of employees and their families. Clients benefit from 24-hour coverage that is not only affordable, through convenient payroll deduction, but will also enhance personal financial security. The play may either cover accidents occurring off-the-job, or may include 24-hour coverage.

Voya™ Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya™ family of companies. Product availability and specific provisions may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.