Supplemental Health Products

Supplemental Health Products include optional coverage that can be tailored to your clients' needs. With additional coverage for accidents and critical illnesses, employees can enroll in a plan to help protect their family. Our supplemental health insurance offerings include Accident, Critical Illness, and Hospital Confinement Indemnity Insurance. These are limited benefit policies. There is no coverage for medical/surgical or major medical expenses.

Voya™ Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya™ family of companies. Product availability and specific provisions may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.