Hospital Confinement Indemnity Insurance

(A limited benefit policy)

Compass Hospital Confinement Indemnity Insurance pays a benefit on top of any health insurance benefits customers currently receive. This is not medical insurance. There are no co-pays or reimbursements for services.

The benefit amount is based on the number of days spent in a hospital, critical care unit, or rehabilitation facility. Benefit payments may be used for any purpose, for example: to help pay for expenses not covered by a medical plan, lost wages, child care, travel, home health care costs, or any regular household expenses.

Voya™ Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya™ family of companies. Product availability and specific provisions may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.